Long-Term Care Insurance Provides Respite Care With Adult Day Care Services

Adult day care centers, also known as adult daythe primary caregiver. Adult day care participants
services, have been providing a form of respitealso have an opportunity to interact socially with
for caregivers for more than thirty years. Thepeers, share in stimulating activities, receive
number of centers has increased sharply over thephysical or speech therapy if needed, and receive
years to keep pace with the demand for homeassistance with the activities of daily living with
and community based services.dignity.
Adult Day Services are daytime programsAdult day services offer an individualized plan of
designed to need the needs of adults who needcare to meet the needs of each person attending.
supervised care during the day while returning toParticipants attend on a scheduled basis and
their homes or the homes of their loved ones inservices may include supervision, meals and
the evenings. Regular use of the health and socialsnacks, group and individual activities, formal
services offered in these programs helps reduceexercise, intergenerational programming, health
the risk of hospitalization and provides access tomonitoring, caregiver support ,group nursing
health and social services in a supportiveservices, transportation, therapeutic art activities,
environment. Many family caregivers can continuetherapeutic music programs, therapeutic
working when they take advantage of adult dayprogramming with pets, podiatry, hair care,
programs for their loved ones.manicures, health care, medication management,
Adult day care centers provide a break (respite)shower/bath, medical evaluation, therapeutic
to the caregiver while providing health services,dance activities, specialized diets, horticulture
therapeutic services, and social activities fortherapy, reminiscence therapy, physical therapy,
people with Alzheimer's disease and relatedspeech therapy, occupational therapy and
dementia, chronic illnesses, traumatic brain injuries,massage therapy.
developmental disabilities, and other problems thatIt may be time to consider choosing an adult day
increase their care needs. Some adult day careprogram when someone you know appears
centers are dementia specific, providing servicesunable to provide himself or herself with any
exclusively to that population. Other centers servestructure for daily activities, is isolated from
the broader population.others for more than a few hours a day and
One difference between traditional adult (respite),misses companionship, cannot be safely left alone
both group and in-home care, and adult day careat home or lives with someone who works
is that adult day centers not only provide respiteoutside the home or needs regular time away
to family caregivers but also therapeutic care forfrom home for other reasons.
cognitively and physically impaired older adults.Long-Term care insurance can provide the funds
What are the benefits of Adult Day Care?to pay for this type of service. It is important to
Adult day care allows caregivers to continuekeep in mind that purchasing Long-Term care
working outside the home, receive help with theinsurance once an individual is in need of these
physical care of a loved one, avoid the guilt ofservices is impossible. It is important to put a
placing a loved one in institutional care, and havelong-term care plan in place while you are healthy.
respite from what can be a "24/7" responsibility.Consult with a Long-Term Care Specialist when
The care receiver can also benefit from adult daychoosing a policy to make sure that adult day
care. He or she is able to remain at home withservices are covered under your plan.
family but does not require 24-hour care from