How to Choose a Neighborhood

If houses are like spouses, a neighborhood is likeperson. There's no better way to paint a real
the extended family. But while you can have apicture of life in the neighborhood. Use your
good marriage and still dread holidays with thesenses to get a complete picture of the
in-laws, you'll never love a house if you don't likeprospective community.
your neighborhood.Sights:
How can you choose the right community in• Remember your first impression. What do
Arizona or any other area? Become ayou notice first about the neighborhood? Do the
neighborhood detective.streets have curb appeal? Are the houses
Figure out what you're looking for, do researchwell-maintained? Do the shops and restaurants
and find a neighborhood that fits your description.look hip and inviting? You'll want to feel good
You don't even have to wear a trench coat -- butabout where you call home, and impress buyers
it probably wouldn't hurt.when you're ready to move on.
STEP 1 -- Profile Your Perfect Neighborhood• Visualize yourself in the neighborhood. Think
Before you start scrutinizing neighborhoods, turnof your daily routine. If you can't live without a
the magnifying glass back on yourself. Think aboutmorning latte, is there a coffee shop nearby?
what you're really looking for in a newWhere will you walk your dog or go jogging? You'll
neighborhood. Remember, you'll probably have toenjoy the neighborhood more if it's easy to do
make compromises, so put the "must-haves" atwhat you like.
the top and the "would- like-to-haves" at the• Observe the neighborhood at different times
bottom. Not sure what fits your lifestyle?of the day. Driving through will help you get a
Here are some things to consider:snapshot of life in the community -- good and bad.
• Do you have children or are you planning toDo the roads turn into a parking lot after school
have children anytime soon? Parents know thator during rush hour? Are people using grills or
the first thing to do when looking at adecks in the evening? Are neighbors and kids
neighborhood is to research the school system.socializing or do people keep to themselves? Are
Even if you're single, living in an area with a muchthe streets well-lit at night? These visual clues can
sought-after school system raises your propertyhelp you decide if you'll fit in.
value. If you have kids, you'll also want to live• Make sure the local schools make the grade.
close to parks and community centers.Even if you don't have kids, pay a visit to the
• What type of home do you want? Are younearby schools. High ratings are great, but seeing
interested in a single-family home or anthe buildings is much more telling. It will be easier
apartment, townhouse or co-op.to sell your house later if the schools are nice.
• How far are you willing to commute? Do you• Look for warning signs. Be on the lookout for
plan to drive, walk or take mass transit to work?signs that the neighborhood is in trouble. Do you
Do you have a car or would you be willing to getsee abandoned buildings or vandalism? Are there a
one?lot of "For Sale" signs or rentals? If the
• Do you want to be in a historic neighborhoodcommunity goes downhill, so does your house's
or a new development? Historic neighborhoodsvalue.
have tons of character, but often require lots ofSounds:
repair work and are governed by community• Stop and listen. Bird and nature sounds are
associations with strict standards. Newergenerally pleasant, but what about noise from the
developments have more modern features, buthighway, airport, hospital, train tracks or nearby
are typically far from the city center.clubs and bars? It's not very relaxing to listen to
• What is your current community lacking? Iftrains screech by during your morning coffee --
you're currently landlocked, but have alwaysespecially not every morning.
wanted to live on the waterfront, put that at the• Talk to your future neighbors. Ask how they
top of your list. If you're a coffee junkie, having alike the area, and get the dirt on anything they
Starbucks down the street may be a dreamdon't like about the place. What do they want to
come true.change? What's their favorite place to hang out?
• Do you want to be able to go places onIf they're rude to you, they probably wouldn't be
foot? Would you like to be within walking distancegood neighbors anyway.
of shops, restaurants and bars? Or would you be• Talk to more people. You'll get the best
willing to drive to nearby businesses?information from regular people who aren't trying
• Think about what you don't want in ato make a sale. (Read: not your real estate
neighborhood, too. If you can't stand late-nightagent.) Hit up your waiter for information when
noise, you'll probably want to steer clear of theyou're checking out the local food, or ask a gas
college area or an area with a lively bar scene.station attendant to spill what they know about
STEP 2 -- Zero In on the Areayour chosen neighborhood.
If you're moving within the same city, you maySmells:
already know the various neighborhoods. Choose• Specifically, are there any? You can't
the ones that best match your list of wants. Ifexperience unpleasant smells on the Internet and
you're moving to a new city, you'll have to dothey're not advertised in tourism brochures, but
more research. Start by picking a part of town tothey can certainly affect your decision to live in
search in. For instance, if your job is on the westan area. Take a big whiff of the air, and ask
side of town, start there. In a really large city,around if you smell any fishy (or just bad) odors.
narrow it down to a few-block radius, say, SoHoTaste:
in New York City. This will make your search• No, I'm not asking you to lick your
more focused.prospective home's mailbox. But ask yourself if
STEP 3 -- Get the Suspectsthe neighborhood matches your taste in a living
With your area of the city in mind, start diggingenvironment -- and if it meets your criteria. Just
up information. Find interesting neighborhoodsbecause it's a nice neighborhood doesn't mean it's
online, ask local real estate agents forthe one for you. If the neighborhood meets your
recommendations and compile all the backgroundlist but still feels wrong, search out another area.
information you can, including:Trust your gut feeling -- after all, you're the one
• School information: Look into the local publicwho has to live there.
and private elementary, junior and high schools, asSTEP 5 -- Close the Case
well as daycare programs.You've chosen your neighborhood. Now for the
• Crime statistics: Most real estate sites havehard part: finding a house you love. Luckily, you've
statistics that tell you how the zip code's crimenarrowed it down to a few streets. Now, make
rates measure up to the national average. If yousure to:
want specifics, call the local police station.• Find out how much house you can afford.
• Parks and recreation: How far is it to theThe amount of money a lender offers you is
closest park or recreation center?often more than you can truly afford to pay. Use
• Neighborhood associations: Does thea mortgage calculator to add all your current
community you're looking at have one, and, if so,debts and see how much you can afford. You
are there lawn or construction restrictions? Isdon't want to be stuck eating ramen noodles for
there a yearly fee?the next 15 to 30 years.
• Tourist attractions: Get a guidebook or check• Compare your loan options.. Decide between
out the convention and tourism bureau's Web sitefixed and adjustable rate mortgages with Draw
to see all the city has to offer.up your vision of home. It worked for your
STEP 4 -- Find the Cluesneighborhood -- now think about what you want
Once you've done the background research, visitin a home.
neighborhoods that made the preliminary grade in